Daytona Beach Real Estate

Mortgage rates are very low right now, but it can be very difficult to qualify for a conventional mortgage. A stellar credit score and 20% down payment is needed for many conventional loans. Government guaranteed mortgages, such as a VA, FHA or USDA mortgage are a better option for many people.

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So, yes, we have inflation and deflation happening at the same time. The best time to take advantage of buying a home to protect against inflation is when home prices are rising. That’s not happening.

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Daytona Beach Homes have declined over the past few years. There are a lot of homes on the market and it’s been a buyers market for a while now. Buyers have been in a great position, but, rising mortgage rates are threatening to close the window of great opportunity.

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Assure that your first time home buying experience is a good one. Use the same strategies that professional investors use to your advantage. Don’t let you first home purchase turn into a nightmare.

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Figure out what you want. Sit down and really figure out what type of home you want. What suits your needs? Make a list of your absolute necessities and then another list of your desires in order of importance. You generally cannot have everything you want. Typically, sacrifices have to be made in almost every price range. This list will help you when you discuss your desires with your Realtor.

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A short sale is when a mortgage lender is offered less, often much less, than the mortgage balance for a home before the foreclosure is final. This means you could save up to 40% on a home purchase.

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We have been looking at all the economic indicators, paying close attention to the media, listening to all the economic pundits to make sense of the Daytona Beach Real Estate market. We have decided it’s all off target!

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Daytona Beach Real Estate, Daytona Beach Real Estate Taxes, Volusia County Property Tax

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Daytona Beach Home Buying Strategy Part 2 focusing on defining the criteria you will use to buy your new home or condo. Includes financing your home and much more…

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Daytona Beach Real Estate - New Home Buyer Beware
The Daytona Beach Florida real estate market is saturated with homes of all kinds - condos, existing residential homes, and new homes. There many great opportunities. We hear builders now advertising great deals on homes and in some cases this is true.
You may visit the builder’s [...]

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